Valorapays – Enterprise PaymentGateway Platform | Multi-Gateway | Smart Routing | Fraud Detectio

Details

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LIVE DEMO – Try Before You Buy!

Live Application: ValoraPays

User Demo Credentials:>

Live Application: ValoraPays

• Email:webbuddy2024@gmail.com
• Password:DemoAccount@321

Admin Demo: ValoraPays

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• Email:demo@valorapays.com
• Password:Admin@321

Overview

Valorapays is a complete, production-ready Payment Aggregator Platform built with modern microservices architecture. This enterprise-grade solution enables you to launch your own payment gateway business, process millions of transactions daily, and compete with industry leaders like Stripe, Razorpay, and PayU.

Built for scale with 15,000+ TPS capacity and sub-50ms response times, this is not a starter template – it’s a fully-featured payment processing platform ready for production deployment.

Why Choose Valorapays?

• Complete Solution – 10 microservices, 3 frontend applications, 1 SDK
• Enterprise Scale – Handle 10M+ transactions per day
• Smart Routing – AI-powered gateway selection for maximum success rates
• Multi-Gateway – Pre-integrated with Razorpay, Stripe, Paytara, and more
• White-Label Ready – Full customization and branding support
• Fraud Protection – Real-time risk scoring and fraud detection
• Modern Stack – NestJS, React, TypeScript, PostgreSQL, Redis

Features

Payment Processing

• Multi-gateway payment processing (UPI, Cards, Net Banking, Wallets)
• Payment intent system (Stripe-like architecture)
• Real-time transaction status updates
• Automatic retry and failover mechanisms
• Batch payment processing
• Refund and chargeback management

Smart Routing Engine

• AI-powered gateway selection algorithm
• Success rate optimization (40% weight)
• Cost optimization (30% weight)
• Geographic routing (15% weight)
• Time-based routing (10% weight)
• Automatic failover (Primary to Secondary to Tertiary)
• Bank-specific routing optimization
• VIP customer priority routing

Security and Fraud Detection

• PCI DSS Level 1 compliance patterns
• Real-time fraud scoring
• Customer risk profiling (VIP/Warning/Critical/Risky)
• Velocity checks and amount anomaly detection
• HMAC-SHA256 signature validation
• API key management (Live/Test/Dev environments)
• IP whitelisting with CIDR support
• Rate limiting with Redis

Merchant…